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Chris Hutchinson

Chris Hutchinson

The Michael Group
Hurst, TX 76054

972-809-0607
Contact Me

 

Contact Me





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The Home Buying Process

I have literally helped hundreds of people find the perfect home! When it comes to working with you I take your personal preferences into consideration and craft a plan that to find a home that fits your needs.  I help my clients in the following ways: 

  • Maintain knowledge of the relevant mortgage programs and the real estate market 
  • Review homes for you to make sure they meet your needs
  • Guide you through showings and give you information on the neighborhoods you view
  • Negotiate for you to ensure your interest are considered
  • Have systems in place to make the home buying process easier
  • Give you access to listing so you can view potential homes online
  • Provide information on comparable sales of similar homes when your formulate an offer
  • Keep working with you to find your home

Armed with hundreds of sales transactions under my belt and a MBA education I am in a position to offer you better advice than the average agent regardless of their brokerage affiliation. Every year I train and study the real estate market to make sure I can offer my client the best advice on the market. Rest assured that you will be hard pressed to find a more knowledgeable agent in DFW. Below is a detail of how you will 

Before you begin your home search you really want to have a preapproval from a reputable mortgage company.

Below are lenders that have a strong history of providing high-level professional service to our clients. There may be other lenders with similar rates and services, you are free to shop around to determine that you are receiving the best overall deal based on rates and services.

Cory Rice - Southwest Funding - 940-735-4737

Matt Konlande - Movement Mortgage - 817-881-6125 

Once they consulted with you and have giving you the details of how much home you can buy I will follow up with you.

I will meet with you to discuss your criteria for a home, the locations in which you wish to search, your financing options and the offer process.

It’s advantageous to discuss details of your needs before you begin your home search. Pre-Purchase Counseling is an invaluable opportunity for us to get to know each other. You’ll discuss your needs, motivation, and expectations of the Home Buying Process. I will review with you the entire purchase process from identifying properties to see, obtaining financing, constructing an offer to purchase, meeting the Agreement of Sale’s contingencies, to preparing for settlement. I can help answer any questions that you have. It is best to be educated about the process before you begin, and you’ll be ready to make an offer as soon as you find the right home. It also helps you stay focused what is important through the course of negotiations.

I have all the tools to help you find a home. My auto-search capabilities through allows me to email new listings to you daily. The Information I have is the most current available.

All of the homes for sale in the areas in which you are looking to live will be reviewed with you. A preview or showing of the properties you wish to see will be scheduled at your convenience. Most properties require 24 hour notice. Let me know your schedule so we can set up showings around times that work for you.

I will discuss the terms and contingencies of your offer, prepare the Sales Contract, and negotiate the offer.

When you’ve found the right house, the next phase of the purchase process begins and your goals and actions shift.

I will work with the listing agent to request a copy of the Seller’s Property Disclosure for you to review and sign, perform a Competitive Market Analysis of the property to help you decide on the offer price, and complete a sample Closing Cost estimate based on that offer price.

I'll your offer in the form of a Sales Contract. The main components of the Agreement of Sale include: offering price, earnest money deposits, settlement date, financing and inspection contingencies. From there I will guide you through these main components and help you make decisions based on the current market conditions and your financial goals.

My expertise will help you understand the various terms, contingencies and responsibilities outlined in the Sale Contract.

Once your offer has been accepted, you may wish to have a home inspection and environmental inspections.

I will review the time period(s) and negotiation options offered under the Inspection Contingency with you to make sure everything is in compliance with the agreement. I'll provide you with notices regarding the Home Inspection process. A building inspection generally includes non-invasive, visual inspections of electrical, plumbing, heating, and cooling systems and built-in appliances. The full scope of your building inspection will be determined by you and your inspector. You will receive a written report, describing any material defects noted during the inspection, along with any

The title company specified in the contract will help you with the required title insurance for your home.

The Title is best explained in this way: The seller will transfer ownership of the property to the buyer at settlement in the form of a deed. This is known as ‘taking title to the property.’ It is always a good idea for the buyer to have a title search and to obtain title insurance – both are generally required by mortgage lenders.

The purpose of a title search is to research the history of the property to determine if there are any financial liens or claims of ownership to the property beyond the seller’s ownership. If the title search reveals that the seller can’t give ‘good and marketable title’ free of other liens or claims, the buyer may terminate the sale and have all deposit monies returned.

Title insurance is meant to protect buyers from claims or liens that may be discovered after the purchase is complete. For example, if a lien wasn’t properly filed against the property and is only discovered several years after purchasing the property, a title insurance policy should pay some or all of the costs of addressing that problem. There are a number of variations on title insurance, including some policies that cover certain property defects or the failure of prior owners to obtain proper permits for work done to the property. Buyers should talk to their title insurer about the extent of protection offered by the title insurance policy.

You have purchased a home! We will help you prepare for a successful settlement.

Settlement (or Closing) is the final step in executing your real estate transaction. You typically

will have this 3 days prior to closing in order to be prepared for the transaction. Up to 24 hours before the settlement, I will take you on a ‘walk-through’ of the building, so that you can ensure it is empty, broom clean, and in the same condition in which you purchased the property. You will inspect any repairs done to the house as a result of the building inspection.

The closing is usually held at the office of the buyer’s title company, real estate company, lending institution or attorney’s office. The title officer usually conducts the closing meeting.

I will be with you at settlement.

The title officer will review the closing statement with you at the settlement table.

The title officer will obtain necessary signatures on all documents, including the deed. The buyer pays the balance due on the purchase price and closing expenses with either a cashier’s or certified check.

The Seller receives the proceeds from the sale of the property and conveys title by Special Warranty Deed to the Buyer.

The closing officer records pertinent documents in the public records.

Congratulations! You now own the property! You take possession of the property by accepting

the signed deed, the keys and taking physical possession. Welcome to home ownership. 



Chris Hutchinson | 972-809-0607 | Contact Me
1845 Precinct Line Rd - Hurst, TX 76054
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